Ray Contractors offers 0% financing

We work with several local and national banks and credit unions to provide our customers with the convenience of in-house financing.

Special Financing Available
Call for details: 804-647-2303

Finance your new roof, siding, and more with ease.

As part of our comprehensive service commitment, we partner with local and national financial institutions to offer convenient in-house financing solutions.

Ray Contractors has partnered with Wells Fargo to provide financing options for your home projects. The Wells Fargo Home Projects credit card offers a convenient way to manage payments for goods and services. As a cardholder, you can enjoy benefits such as:

  • Special promotional offers when available
  • A revolving line of credit for future purchases
  • Monthly payments that fit your budget
  • Easy online account management and bill payment options

Special terms promotions may be available for qualifying purchases upon approved applications. Ask your merchant about the promotions they offer.

Potential special terms promotions include:

  • No Interest if Paid in Full within the promotional period with regular monthly payments. This deferred interest promotion means interest will accrue from the purchase date at a rate of 28.99% APR if the balance is not paid in full within the promotional period. To avoid interest charges, pay more than the minimum monthly payment or make a lump sum payment(s) before the promotional period ends.

Important: For No Interest if Paid in Full promotions, interest at 28.99% APR will be charged from the purchase date if the balance is not paid in full within the promotional period.

  • Special Rate with equal or fixed monthly payments. A reduced rate applies until the qualifying purchase is paid in full. Equal or fixed monthly payments are required.

The Wells Fargo Home Projects credit card is issued by Wells Fargo Bank, N.A., with approved credit. Apply by selecting the button below.

Buy now and pay over time

Step 1: Get a project quote.

We will discuss your goals, budget, and preferred monthly payments. We will then provide a project quote for financing.

Step 2: Apply online today.

With Wells Fargo, we support you throughout the process. Complete and submit the application. For any questions about financing, call or email us anytime.

What you’ll need to apply:
Social Security Number
Income information
Email address
Arrange for an in-home visit and get a free estimate.

Call us today at (804) 647-2303 to learn more about these programs, or ask your project manager for details during their visit.